1. Nature of Service

JP FINSERV is a loan consultancy and financial advisory service.

We assist customers in identifying and applying for suitable loan products offered by banks and financial institutions.

JP FINSERV is not a Bank, Non-Banking Financial Company (NBFC), or Housing Finance Company.

2. No Guarantee of Loan Approval

Submitting an enquiry through this website does not guarantee loan approval.

Loan approval is solely at the discretion of the respective bank or financial institution and depends on:

• Applicant eligibility
• Credit assessment
• Documentation
• Property verification
• Applicable policies and regulations

3. Customer Responsibility

Applicants are responsible for providing accurate, complete and truthful information.

Providing false or misleading information may result in rejection of the application.

4. Fees

Any consultancy or service charges, if applicable, will be communicated before processing. No hidden charges will be collected.

5. Third-Party Decisions

JP FINSERV cannot influence or guarantee the decisions of banks or financial institutions regarding loan approval or disbursement.

6. Website Content

The information provided on this website is for general guidance only. Interest rates, schemes and eligibility criteria are subject to change without prior notice.

7. Intellectual Property

All content, logos, graphics, text and other materials on this website are the property of JP FINSERV unless otherwise stated. Unauthorized use, copying or reproduction is prohibited.

8. Limitation of Liability

JP FINSERV shall not be liable for:

• Loan rejection
• Processing delays
• Changes in bank policies
• Technical interruptions
• Decisions made by banks or financial institutions

9. Governing Law

These Terms & Conditions shall be governed by the laws of India.

Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the competent courts in Madurai, Tamil Nadu.